The Dangerous Mix of Water and Electricity
If you see pooling water in light fixtures, you should proceed with caution
A water leak in your home in Central Hollywood, CA, is always a cause for concern, but when the wayward water comes in contact with electricity, the problem is even more perilous. A common situation is when water leaks from one floor in your home to another, moving onto the ceiling below. This scenario is likely to involve some contact with electrical systems. If you see pooling water in light fixtures, you should proceed with caution. Do not attempt to let the water out, and do not turn on the light. Even touching the on/off switch to the light could result in a shock.
Water and Electricity
Water is an excellent conductor of electricity. This means water can transmit electrical current from a light fixture to a person. A safe path forward when you see water in light fixtures is to take the following actions:
- Turn off the electricity at your home's electrical panel
- Confirm the electricity is off to this area of the home
- Turn off the water supply to the impacted area
- Contact a licensed plumber and electrician
- Call a specialist in water restoration
In any water emergency, safety is always your primary concern. The next step is to protect your property from damage.
Water Cleanup Procedures
Whenever you have water flowing from one floor to another, your home will suffer from ceiling damage. The ceiling materials will need to be dried out or replaced. Specialists in water restoration will assess the situation and determine the best course of action for your home. If the leaks was minor, the technicians might be able to dry out the area with fans and air dryers. If the leak involved a lot of water, the ceiling materials will likely have to be replaced with new construction.
When you see water in light fixtures, you are faced with a potentially dangerous situation. By taking the right steps, you can return your home to the way it was before the leak.
What Does Business Interruption Insurance Cover?
Business interruption insurance will cover income lost after a fire or other disaster
What Does Business Interruption Insurance Cover?
If your Weho, CA, business experiences fire damage, it is likely that the business will lose at least some revenue. Fortunately, interruption insurance can help smooth things over until your business reopens at full capacity.
Business interruption resulting from a fire is likely to be expensive. Fortunately, income insurance will cover your lost income. Additionally, the insurance may help pay for things such as
- Temporary relocation expenses
- Monthly bills, such as loan payments
Understanding what your income insurance covers as well as what your other business insurance policies cover can help you form a clear picture of what sort of out-of-pocket costs you may incur after a loss. Speak with your insurance agent to ensure you have appropriate coverage for your unique business situation. Make sure you know how long your policy’s restoration period is—how long the insurance company will cover lost income and other expenses. Determine if you and your employees can restore the property that quickly or if you need the help of a professional restoration service.
Every business is unique, and it is important to fully understand your company’s unique structure and situation when you purchase interruption insurance. When purchasing income insurance, be sure to speak with your agent about the cost of your monthly operating expenses, how easily the business could be relocated, who would be responsible for the fire restoration process and how well-protected from fire and other disasters the business is. Your agent should help you find a policy with enough coverage so that a fire or other loss will not put you out of business.
While commercial property insurance will cover the business’s physical assets destroyed in a fire and liability insurance will cover lawsuits, only business interruption insurance will cover income lost after a fire or other disaster. Many times, all of these coverages are included in a single business owner’s policy, but it is important to check with your agent and fully read your policy to be sure you have the coverage you need.
How To Avoid Mold Growth in Your Restaurant
Mold inspection in West Hollywood, CA
Steps To Prevent It From Growing And Spreading
Between steaming pots, busy dishwashers and an abundance of organic matter (food), restaurants can be an ideal environment for mold growth. While you can't always prevent mold from forming in your restaurant in West Hollywood, CA, there are some steps you can take to prevent it from growing and spreading, creating a much larger problem.
1. Regularly Inspect Potential Problem Areas
Mold growth is most likely to occur in areas that have high humidity levels and aren't easily cleaned. These areas include under sinks, in the backs of cabinets, behind refrigerators, inside ceilings, and even in air ducts. Make it a habit to regularly check these areas for mold and mildew. If you find some, it's important to call a mold remediation company to take care of the problem without spreading it further. You should also schedule professional inspections to make sure you haven't missed anything.
2. Quickly Clean Spills
If you spill water, be sure to clean it up quickly and thoroughly. This is not only to prevent further water damage to your building, but also to prevent mold from appearing in the area. If your drywall or ceiling tiles get wet, you may want to replace them entirely to make sure you don't have hidden mold taking up residence inside your walls or ceilings.
3. Clean Out Food Storage Areas
It's amazing how quickly mold can appear on tomatoes that seemed fresh just yesterday. Prevent the mold from spreading to the rest of your food and your restaurant by regularly cleaning food storage areas and throwing out any questionable produce as soon as possible. If you do find moldy food, you should also discard any items that were in contact with it and thoroughly clean the area where they were stored. This will help you avoid spreading the mold to the rest of your food.
You can prevent mold growth in your restaurant by diligently checking for it and addressing it quickly.
Understanding the 3 Types of Water Damage
Understanding the 3 Types of Water Damage
If a plumbing failure, storm surge, or some other disaster floods your Spaulding Square, CA, building, cleanup should begin right away. When water damage cleanup efforts are delayed or incomplete, you could end up with black mold growth or other secondary damage, or even long-term damage.
1. Primary Water Damage
When you enter your flooded building to survey the damage, you’re looking at primary damage. Primary damage includes things like wet drywall, soaked carpeting and carpet pad, and wet and/or soiled furniture, electronics, and other contents. Primary damage is directly caused by contact with the unwanted water and occurs almost immediately upon contact.
2. Secondary Water Damage
Secondary water damage can occur when water remains standing for too long. As the water evaporates into the air, the humidity inside the building increases. High humidity levels are usually the cause of most types of secondary damage, such as black mold and bacteria growth, peeling paint or wallpaper, and warped or swollen wood. Inadequate cleanup efforts can also cause secondary water damage. When all affected areas are not thoroughly dried and properly disinfected, traces of moisture and other contaminants may remain, leading to secondary and even long-term damage.
3. Long-Term Water Damage
Swelling and warping caused by exposure to water and high humidity can, over time, significantly weaken your building’s structural integrity. Mold grows and spreads quickly. As it grows, the mold consumes whatever surface it grows on, as a food source. This also weakens the building’s structure by leading to rot. The longer mold continues to grow unchecked, the farther into the building it can spread. If mold reaches the air ducts, your HVAC system may spread it throughout all parts of your building.
To minimize the damage to your building, cleanup should begin as soon as possible after the primary water damage occurs. A professional water restoration service can often handle the cleanup faster and more thoroughly than DIY efforts, and costs less than dealing with warped walls or a future black mold infestation.
How Can Renters Insurance Help After a Fire?
Fire damage in Melrose District,CA
Ways Your Renters Policy Can Work For You After A Home Fire Incident
One common misconception many renters have is the belief that they do not need an insurance policy. While renters aren't responsible for homeowners insurance, a renters insurance policy can go a long way after an accident, particularly after a fire. See the many ways your renters policy can work for you after a home fire incident.
Replacement Costs for Personal Property
One of the most common expenses to renters after a home fire is the cost of replacing personal property. If your personal belongings receive fire damage or are destroyed in a residential fire, an insurance policy for renters can be highly helpful. Rental insurance assists with the cost of replacing goods at current purchase value. This is good news if you have lost items to a fire that have depreciated over time. While your old TV or dining room set may not have much cash value if you were to put them up for sale, the replacement value of those items is the amount you would be likely to spend to replace them. Personal belongings commonly replaced by a renters policy include the following:
- Tables and Chairs
Injury and Liability
If you are responsible for starting a fire by your own negligence, renters insurance may be helpful for covering medical costs for those hurt by the fire. For example, if a fire started at your residence causes smoke damage to neighboring tenants, liability costs may be covered or offset by your insurance policy. Each renters policy is unique. Talk to your insurance provider directly to understand the injury and liability coverage available in your plan.
Loss of Use Clause
Finally, an insurance policy for renters may assist you with loss of use. This means, if your dwelling becomes unlivable after a fire, renters insurance may kick-in to pay for the costs of lodging. Lodging expenses may include temporary housing or hotels while a Melrose District, CA, fire restoration expert cleans up the aftermath. Make sure you have a good insurance policy in place before a fire strikes so that you, as a renter, will be protected.
3 Things Your Insurance Agent Will Ask You To Do After a Home Flood
Water damaged wall in Bel Air, CA
Three Things They Might Ask You To Do
If a water disaster were to strike your home in Bel Air, CA, would you know what to do? Aside from the immediate task of getting to safety is the important job of making an insurance claim. You should call your agent as soon as possible and follow their instructions.
1. Document the Damage
As soon as you can do so safely, document the flood damage with photos, videos and written lists. If you must make temporary repairs, be sure to finish all the documentation beforehand. An insurance adjuster may come to assess the property, and if you needed to make reasonable changes to protect your home, he or she will have the documentation to refer back to.
2. Decide Whether To File a Claim
The amount of your deductible (the amount you have to pay before insurance kicks in) and the extent of the damage to your home are the two factors that influence whether you’ll want to file an insurance claim. If the loss determined by the adjuster is much smaller than the deductible, it may be to your advantage to cover the expenses yourself. If, however, the loss figure is well beyond your deductible, ask your insurance agent how to file. They should be able to direct you to the proper forms if you choose to make a claim.
3. Keep Your Receipts
If you incur expenses for relocation or water restoration services because of the water event, make sure you keep physical and digital copies of the receipts. For example, if a pipe burst in a bedroom renders the space unlivable until repairs are made, you must submit the receipts to the insurance company so you can be reimbursed.
Filing an insurance claim after a water disaster doesn’t have to be stressful. Just follow these steps and you’ll be on your way to having your home restored and your mind eased.
4 Ways to Prevent Bathroom Mold
Perform regular mold inspections
Take Proper Steps To Prevent The Issue
Bathroom mildew and mold are issues that almost every single homeowner has to deal with at some point. Luckily, these problems are also extremely easy to resolve and prevent, as long as you handle the situation correctly. Here are five of the best ways to keep mold out of your Bel Air, CA home's bathroom.
1. Perform Regular Mold Inspections.
How can you know whether you have a mold problem if you don't look for it? Performing regular home inspections can help you catch mold issues while they're still small and easy to fix. Doing so can also help prevent you from randomly stumbling upon a massive mold problem later on down the road.
2. Ventilate Your Bathroom While You Shower.
Long, hot showers might be relaxing, but they also create a perfect environment for bathroom mildew. Properly ventilating your bathroom while you shower can help prevent condensation from building up and causing a humidity problem. You can do this by either cracking a window or door open, or activating your bathroom ventilation system during your shower.
3. Keep Your Shampoo Bottles on a Separate Rack.
Storing your shampoo and conditioner in the shower might be convenient, but moisture can become trapped underneath the bottles, resulting in hidden mold growth. Keeping your shampoo and body wash bottles on a separate bathroom rack, outside the shower, allows the area to dry out more thoroughly.
4. Hang Your Bathmat Up to Dry.
Placing a bathmat on the floor outside your shower is a great way to prevent puddles from forming on your bathroom floor. However, you need to make sure that you also remember to hang your bathmat up to dry after you use it. Otherwise, the moisture that the rug collects just sits on the bathroom floor. Ultimately, it's as if you never had a bathmat to begin with.
Mold growth might be a common bathroom occurrence, but that doesn't mean you can't take the proper steps to help prevent the issue. As always, make sure to contact mold remediation experts if you do discover bathroom mildew growing in your home.
4 Ways Nature Can Be Used to Prevent Flooding
Rain gardens are designed to be just below the ground level to trap rainwater
Four Ways To Reduce Flooding
When floodwaters rise in your Bel Air, CA, business, that high water means a messy cleanup best left to a water damage and restoration company. While flooding can’t be completely eliminated, larger urban areas are turning to nature for flood prevention. Below are four ways to reduce flooding while also beautifying a landscape filled with concrete and buildings.
1. Rain Gardens
As older urban areas are being revitalized, planners are incorporating more green space to stop flooding. Rain gardens are designed to be just below the ground level to trap rainwater. They are shallow and flat, which helps the green vegetation and soil filter any pollutants as it absorbs the overflow. They are easy and cost-effective to build and maintain, making them a trending solution.
2. Planting Trees
When the goal is to reduce high water, trees make an excellent solution. Although they take time to grow, their eventual canopies slow the flow of runoff. As the water collects on the leaves, it eventually evaporates or trickles down to be absorbed by the soil below. Their extensive root systems can also benefit groundwater replenishment in a drought.
3. Green Roofs
Along with boosting plant life on the ground, green roofs are an ideal method to minimize the effects of stormwater runoff. Covered in vegetation, they absorb approximately 80 percent of the rainfall. That means less water running over sidewalks and streets getting polluted. Another bonus is that a building with a green roof can reduce city temperatures because heat isn’t getting trapped by rows of dark roofs.
4. Rainwater Collection
While a heavy rainfall can be a bit dreary, using that rain in smarter ways can reduce flooding and minimize water usage. There are tanks that can be installed for large buildings to collect, store and use that water for other purposes. With the ability to hold thousands of gallons of water, it can be incorporated into a structure for flushing toilets, lawn and garden irrigation, and other cleaning purposes.
Although high water entering your property may eventually happen, largescale efforts are being made in many cities to use nature to fight flooding.
6 Common Plumbing Problems
Most Common Plumbing Problems
At one time or another, plumbing problems are an annoying headache for just about every business owner in Central Hollywood, CA. While many inconveniences — a clogged toilet, for instance — can be fixed by a do-it-yourself enthusiast, more serious issues — like a sewer backup — are best resolved by water damage professionals with the technical expertise and state-of-the-art equipment to safely restore contaminated spaces.
The most common plumbing problems result from day-to-day wear and tear and aging fixtures that need replacement. Here's a rundown on six routine problems:
Dripping faucet. Common and costly, this issue is usually caused by a worn-out washer or O ring. Less frequently it results from pipe corrosion or faulty faucet installation.
Leaky pipe. Requiring speedy attention, a leaking pipe can be triggered by corrosion, clogs, overly high water pressure, cracks or cracked seals, or damage to the pipe itself.
Clogged toilet. Most often caused by flushing anything other than human waste and toilet paper, it can also come from an ineffective flapper, a clog in the toilet trap, blockage in the vent or, worst case, a problem in the sewer line.
Running Toilet. A big water-waster, this issue usually results from problems with the refill tube, worn flapper seals or flush valves, the wrong size flapper chain, or deteriorated toilet handles.
Low water pressure. Insufficient pressure can be a symptom of pipe corrosion, clogs in a drain or sewer, a blocked or cracked sewer line, or even hidden water leaks within the plumbing system itself.
Clogged drain. Most often, drain clogs come from a buildup of hair and soap and can be easily averted with regular drain cleaning. However, multiple clogged drains can indicate a more serious problem with the sewer line.
No business owner wants to face big plumbing problems and resulting big bills. Prevention is key. It's in your best interest to invest in regular system maintenance and to quickly handle small fixes, such as a clogged toilet, before they morph into more complicated (and more expensive) troubles.
How To Properly Inspect and Maintain Fire Sprinkler Systems
Fire sprinkler maintenance in Melrose District, CA
Fire Sprinkler System Maintenance And Inspection
The fire safety precautions you must take to protect your Melrose District, CA, commercial property are outlined by the National Fire Protection Association. The following fire sprinkler system maintenance and inspection items are found in the NFPA 25 standard for inspection, testing, and maintenance.
Every week, you should check gauges on deluge, dry, and pre-action systems for a normal reading on the air and water pressure. Gauges should be replaced every five years, and you'll need a professional to make sure they are properly calibrated.
At the same time, make sure that control valves are set in the open position, sealed properly, and locked. Watch out for leaks. These should be addressed right away. The most important part of your fire protection system maintenance occurs when you respond immediately to any signs of wear or damage.
Make sure that water pressure is steady and inspect fire sprinkler gauges and pipes for any signs of physical damage.
Take a look at all alarm valves and sprinkler heads and watch for signs of damage.
These thorough, visual inspections take place every three months. Make sure to pay particular attention to alarm devices and the hydraulic nameplate.
You must hire a licensed technician to satisfy annual inspection code requirements. This technician will inspect all components of your fire suppression system:
- Alarm devices
- Antifreeze solution
- Backflow prevention parts
- Control valves
- Hangars and bracing
- Pipes and fittings
- Pre-action and deluge valves
- Sprinkler heads
- Waterflow alarm
Inspectors will let you know if there are necessary repairs to be completed for the safety of your property and any occupants.
Consistent Inspections and Maintenance Prevent Expensive Damages
Your fire sprinkler system probably won't need much maintenance outside of the minor repairs you complete as a result of your inspections. If you aren't sure what else to watch for or how to maintain your system, reach out to your local fire department or a fire sprinkler cleanup and damage company.